Workers’ compensation is essential to protect your business from financial loss when an employee becomes injured or ill on the job. To maximize the benefit of workers’ compensation, proper claims handling is vital. Let Affirmative Workers’ Compensation Benefit process claims for you; as an employer advocate, we will always be there when needed regarding any workers’ compensation claim question or problem.
Claims management will help to eliminate wasted time; the longer it takes for an employee to get a claimed process, the longer it takes for the employee to recover. This can impact your future coverage contributions and your productivity may suffer.
Affirmative claims management procedures will verify the validity of claims and ensure employees’ injuries and illnesses are handled quickly and effectively. Claims management can also save your company from losing time and money by helping to expedite employees’ return to work.
As your claims manager, Affirmative Workers’ Compensation Benefit will ensure that your insurance company:
Contact employees in a timely manner.
Investigate suspicious claims.
Facilitate the timely delivery of benefits.
Establish and implement return-to-work plans for employees.
Review the status of each claim regularly to keep costs down and encourage employees’ recovery.
Active involvement in the workers compensation and medical process ensures the employee is treated fairly and that he or she can return to work as quickly as possible. Affirmative Workers’ Compensation Benefit is your advocate to guide and assist you through the claims process.
Affirmatives Return to Work Program strives to minimize downtime and help get employees back to work as quickly as their medical condition allows. An Early Return to Work program has numerous potential benefits:
Increased productivity
Reduced lost time
Improved employee morale
Fewer performance issues
Faster resolution of claims
Reduced claim costs
Basic services that assist in early return to work:
Basic services that assist in early return to work:
Early return to work benefits may include:
Early return to work benefits may include:
A certificate of Benefit Coverage is generally accepted as proof of Benefit Coverage. It is commonplace in many industries, especially service and construction, for one business to require a Certificate of Benefit Coverage from another business prior to having any subcontract work performed.
A workers’ compensation Certificate is issued to the Certificate Holder to provide evidence of current coverage. This protects the Certificate Holder from having to pay additional premium for your coverage on their own policy during an audit. If a policy is terminated prior to its expiration date, the benefit agency who issued the Certificate of Benefit Coverage will notify the Certificate Holders of the policy termination.
The Claims Review process is both an internal and external process.
There are mainly four variables that come into account in the process of a Claims Review.
Claims that are consistently lower than the deductible may lead to better rates discounts or credits that apply to the renewal of the policy.
There are some cards you don’t want to leave home without; Oasis membership card is one of them. But your toddler hid your wallet so well, you can’t find your Oasis card. Do not worry, we’ve been there. Simply call 1-844-9-AFFIRM (1-844-923-3476) and we’ll send you a new one via email if you need it now, and via mail which will arrive in a few days.
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